Twenty dollars. So there's $20 on the table. What do you think the $20 note thinks of you? Nothing. It's just money, it's just a piece of paper. Of course. It can't think. It's a piece of paper with 20 written on it. It's a commodity. It doesn't think. It's a commodity that's used to transact for goods and services to satisfy wants and needs.

The problem with it, with most people, what they don't understand is that all the problems with money exist with them, not with the money. The money doesn't think anything of you. So whether it's $20, $100, $1,000, $5,000, $10,000, $100,000, a million dollars, it doesn't matter. Because a million dollars or $100,000 or $10,000 is just a whole bunch of twenties that think nothing of you. So there's no difference except monetary value.

It's having emotional barriers. Because the more money I put down on the table, the more you think of it, because you think automatically of what it can buy you to satisfy wants and needs. The key is to be indifferent. Understanding the function of money is very important in order to respect money. But at the same time, you also have to reduce to zero your emotional barriers and you have to be indifferent.

How can you actually be respectful of money but at the same time be indifferent? Respect in this context is simply having awareness. So it's having awareness of what money actually is and being indifferent to money when you look at it, when you see more and more and more of it. And that's the key.